What is the Title Register?
When a property is registered - it is given a unique reference called a title number and a document called a Title Register is created.
Its important to note here that every title register is individual to its own property and can have a varied amount of information.
What information will I find?
The document can contain the following. Names of the legal owners. Details of any mortgages or agreed right of ways.
The postal address of the property can be included and whether it is leased for a period called a leasehold or a freehold where the property is owned completely.
Title registers can be amended and updated by contacting HM Land Registry directly. Now let’s take a closer look at the content within the document.
How is the document organised ?
Most title registers are split into three sections -
Property
This includes a brief description of the property, any lease details if it is a leasehold and if there are any rights of way. This section can also include information about boundaries where relevant and if there is land that is no longer associated with the title.
Proprietorship
‘This includes the names of the current registered owners of the property along with some limited contact details. A price or an indication of price can sometimes be present. The B section also includes any restrictions that have been applied to the property.
Charges
Finally in this section - you may find details of certain ‘burdens’ that may affect the land. These may include registered charges such as mortgages or limitations on how the land or property can be used. Not all registers have a Charges section.
You can also watch the following video;
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